Short Term Medical
Short term medical plans are polices that are used to cover larger medical events such as major surgeries & hospital stays. These policies also give you the flexibility to customize the type and length of coverage you need.
Is a Short Term Medical Plan Right For Me?
Short term medical is a flexible health insurance coverage solution when you need coverage for a period of transition in your life.
With short term medical health insurance, you are NOT buying an ACA health plan. Here's some things to keep in mind as you select a plan:
- ACA health plans are guaranteed issue, meaning you cannot be denied coverage based on preexisting conditions.
- Short term insurance plans are not guaranteed issue, they do not cover preexisting conditions, and you must answer a series of medical questions to apply for coverage.
- ACA health plans are required to cover 10 essential health benefits, including maternity and newborn care, mental health and substance abuse disorder services.
- Short term insurance plans do not have coverage requirements, so plans vary in what they cover. Check your plan details carefully.